Short Term Loans - Get Cash Now!

We offer unsecured loans for any purpose. Instant decision, bad credit accepted.

How much cash would you like to borrow?
How long would you like the loan for?

You would like a short term, unsecured cash loan of £250 over 15 days.

Rates from 48.9% APR to max 1304% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 18 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Need Money Now? See how our short term cash loans work...

You Apply Online

We Match Direct Lenders

You Receive a Loan Offer

You Agree to Terms

Money is Sent Same Day

Let the good times roll

Warning: Late repayment can cause you serious money problems. For help, go to

Looking for a short term online loan?

Brilliant Payday Loans are a short term loan broker matching those looking for quick and easy finance options with reputable direct lenders. We offer cash loans, for any purpose, completely unsecured with a quick and easy online application process where you're sent a guaranteed loan offer instantly, on screen.

If you need cash now you can quickly apply online by clicking the button on the right. You'll be taken to our online application form and should you accept the loan amount offered it will be sent direct to your UK bank account. You will then get the money on the same day, usually.

Why should I use Brilliant Payday Loans?

There are many great reasons to use a service such as ours. Below we've listed some of the best :-

  • Get up to £1,500 sent instantly.
  • Get an instant on screen loan offer.
  • All applicants welcome, including those with bad credit.
  • No advance loan fees or charges of any kind.
  • We match you with the best UK payday lenders.
  • Payday Loans can be taken for up to 3 months.
  • Get money sent to your UK bank account direct from the lender.
  • UK based brokerage service matching with UK lenders.
  • Online Loans offered 24 / 7 /365. Even bank holidays.
  • Poor credit applicants welcomed.

Are you better than direct lenders?

We believe so as when you submit your online application will be offered to multiple UK payday loan companies at once. This means you have a much better chance of success with your application then you would if you were simply going to one, well known direct lender. This is one of the reasons that the users of our service have a much higher acceptance rate than other lenders. More choice equates to more chance of getting accept and getting the cash you need, now rather than later.

Are all your loans unsecured?

Yes, the loans are typically unsecured payday loans which you can use for any purpose (within reason) without the need for security. The loans on offer are little loans from £50 right through to longer term payday loans of up to £1,000 paid back over 3 months. You will not be asked to provide security detail or any advance loan fees or penalties whatsoever with the financing on offer.

Do you offer little loans? What is the minimum?

Yes we do. The lowest amount we offer is just £50! We think this can be classed as a little or small loan. Please keep in mind though that any loan offer will be determined by a credit check performed by the lender. You may actually be offered more cash than you require based on this so ultimately the decision in how much you choose to borrow will be down to you and your circumstances.

I need money now, how quick can you send it?

If you're looking to get cash in a hurry then our service is ideal as we match you with highly respected cash loan lenders who operate around the clock in order to provide the quickest service possible. Most loans are sent out within the hour and pretty much all of them are received same day. So if you need money fast and don't want to be waiting around for days for a phone call or for the post man to turn up our service is ideal.

Do you accept customers with bad credit?

Yes, we pride ourselves on matching customers with a bad credit score or rating with payday lenders who are able to cater for them. So if you have a less than perfect credit score, for whatever reason then you can still apply. Obviously a full credit check will be performed and the loan amount offered to you may be less than the amount desired due to your bad credit rating but you'll be given the choice as to whether or not to accept the loan offer.

Apply for your short term unsecured loan. Instant on screen decision.

Do you only offer online loans?

Yes, the loans available are 100% applied for and issued online. We're not a high street payday lender. Once you fill in your application you'll be given a cash loan offer by one of our lending partners. You can then choose whether or not to accept it.

How do I get the money?

The loans are sent direct to the bank account you specify during the application process. It must be a UK bank and the actual cash will be sent direct from the lender you're matched with during the application process. The time for the money arrive will depend on which lender you're matched with but most are sent instantly in order to arrive same day.

Do you send cash direct?

We don't send money ourselves, the lenders themselves are the ones who send you your money. If you need money now this is the best option as we match you with high end, professional loan providers who work 24/7 distributing loans to their clients meaning most of the loans are sent out immediately direct to your bank.

Are your loan offers guaranteed?

The loan amount you're offered during the application process is the amount you will receive depending on whether or not you accept the offer. The amount of money offered may differ than the amount requested in your application however the amount than can be loaned will be determined by the credit check and subsequent rating.

Online Loan Testimonials


These guys gave me a £1,000 loan until payday and I couldn't be happier! My credit has never been perfect and having been refused countless times I'm so happy Brilliant Payday Loans came through for me. Great fast service.

Diane, Leicester


I needed an emergency loan for 30 days to pay for some unexpected bills so I tried Brilliant. The service was quick and easy from start to finish and I got the money in my bank on the same day, 20 minutes after applying!

Sarah, Stoke


I have take out numerous unsecured loans over the past few years whilst trying to rebuild my credit, put simply, it's bad. But I got approved straight away and was matched with a lender who sent the money instantly. Brilliant are great brokers!

William, Norwich

Ready to apply for your short term cash advance loan? - Short term cash loans, for any purpose!